A bean-to-cup coffee machine and a milk refrigerator at two invented terms, an invented beer and grocery order carried until it sells, 2023 County Business Patterns figures for Yuma County, AZ gasoline stations, and the store records a partner may ask for.
At a glance
- Gasoline stations, Yuma County, AZ
63 establishments (CBP 2023, NAICS 4471)
- Annual payroll
$24.2 million (CBP 2023)
- With fewer than 5 employees
7, or 11.1% (CBP 2023)
- NAICS 445120 employer establishments
6 (CBP 2023)
Gas Station Financing in San Luis, AZ Starts at the Store Counter
The store inside a station sells coffee, snacks, drinks, beer and grocery basics, and that side of the business is what a request on this site can cover. Coffee machines, ice merchandisers, freezers and a security camera kit for the sales floor are equipment with model numbers and quotes, and a term loan or equipment financing can spread their price.
Stock is the other half. Beer arrives from a distributor, snacks and grocery items from wholesalers, and many deliveries are paid when they reach the back door. Inventory financing or a line of credit can carry an order until the shelves turn it into card and cash sales.
A store with steady daily card sales may also hear about a merchant cash advance, which collects a share of those sales instead of a fixed payment.
Work on the building, the lot and anything outside the store walls is property work outside this site.
A Bean-to-Cup Coffee Machine and a Milk Refrigerator at 36 or 48 Months: an Invented Station Store
In an invented example, a station store adds a coffee counter with a bean-to-cup machine at $9,735 and an undercounter milk refrigerator at $1,690. That invented counter costs $11,425 in all, financed at a 12.18% annual rate.
| Term | Monthly payment | Total of payments | Interest |
|---|---|---|---|
| 36 months | $380.46 | $13,696.56 | $2,271.56 |
| 48 months | $301.87 | $14,489.76 | $3,064.76 |
Taking 48 invented months instead of 36 frees $78.59 a month and costs $793.20 more in invented interest. The invented store can count the cups a day the machine has to sell to cover either payment.
Beans, milk, cups and lids are stock that the invented store buys every week, so they stay out of the financed amount. A plumbed water line for the machine would be property work; the invented machine uses its own tank.
An ice merchandiser by the door or a two-door freezer for frozen treats can sit in the same kind of request. Each has its own quote and model number, and a partner may set a shorter term on a smaller machine than on the coffee counter. A store that rents its ice merchandiser from an ice supplier today can compare that monthly rental with the payment on a unit it would own, before deciding whether to add it.
Gasoline Stations in Yuma County, AZ: $24.2 Million in Payroll and 7 Small Employers
Gasoline station employer establishments in Yuma County, AZ paid $24.2 million in 2023 wages, County Business Patterns shows (NAICS 4471). Of the 63 counted, 7, or 11.1%, had fewer than five employees, well under the 49.2% for all employer establishments in the county.
A separate NAICS line, 445120, covers stand-alone convenience retailers without gas. That line counted 6 employer establishments in Yuma County, AZ, which together had 21 people on payroll in March.
With a ZIP 85349 address, ZIP Code Business Patterns lists 7 gasoline station employer establishments.
Other store types, from health and personal care shops to variety stores, are on the retail page, and the San Luis, AZ page gathers more office-ZIP counts.
Beer From the Distributor and Grocery Stock From the Wholesaler: an Invented Order Carried 41 Days
| Invented line | Amount | Paid |
|---|---|---|
| Beer from the distributor | $6,315 | On delivery |
| Snacks and grocery basics from the wholesaler | $3,945 | On delivery |
| Invented order total | $10,260 | Day 0 |
In the invented case, the store finances the $10,260 order at a 14.78% annual rate and sells through it in 41 days. The invented carrying cost for those days comes to $170.34 on a 365-day year.
If the invented order sells more slowly, the cost rises with each extra day; if it sells through sooner, the balance closes sooner. A partner may look at the invented store's sales reports to see how long similar orders took to sell.
Store Sales Reports, Distributor Invoices and the Lease: A Station Shop's File
- Point-of-sale reports that split store sales by category
- Distributor and wholesaler invoices for recent orders
- Card processing statements and business bank statements
- The equipment quote, when a machine is part of the request
- The lease or ownership papers for the station business
A partner may ask for a few of these and not others. A first call can begin with the order or the machine, its cost and how soon it sells or pays for itself.
Retail stores share the "Stores and gas station shops" group on the industries page.
By Hillmark Credit ยท Updated
